How Much Can I Borrow?
Onyx loans are secured by mortgage over property. The
maximum loan to value ratios (LVR) are given below.
The maximum loan available to you will
also depend upon what type of property it is, and its
location.
Credit and Loan Repayment History
If you have an impaired credit or loan repayment history
the percentage you can borrow against your property could
be reduced. If you suspect that you have a credit history
issue look at our Extra
Care Program.
Your Income
The maximum you will be able to borrow will be determined
by your ability to repay the loan. Onyx has a simple serviceability
calculator, which in a few minutes enables us to tell
you how much you can borrow on your income. Proof of income
is required for Full Doc loans but not for Lo Doc loans.
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