Consider this...
Plan ahead. If possible, review your finances before you make your lifestyle change.
Your capacity to borrow is based on your current situation not your future position so take advantage of your current strong position now.
Release equity before you make the change
Changing the source of your income can effect your ability to borrow for months or years
During the probationary period after you start a new job a loan may be hard to find.
Before you have a baby release equity and set up a redraw facility or line of credit to cover the bills while you’re not working
Before your extended holiday release equity and set up a redraw facility or line of credit to cover the bills while you’re not working
Borrow before you start a business not after
Loans for new immigrants are hard to find so its best to plan for your home loan before you immigrate
Divorce can be complex involving refinances and changes of property titles.
Divorce can leave you asset rich and cash poor so you may need special loan products
The best loans are available before you retire. Make sure you’ll have enough access to funds before you retire.
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Onyx helps you to...
Work through your life and loan options
Simplify the complexities of fitting a loan to your life needs
Find the loan that best suits your situation.
Arrange a loan application, approval and settlement.
Onyx will then...
Provide you with support after your loan settles
Regularly review your finance
Help you plan for the next stage of your life
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