Consider this...
On top of the purchase price of your home you will have stamp duty, mortgage insurance, legal and loan costs.
The First Home Owners Grant (FHOG) payment varies according to the type and location of your home purchase.
If you need financial assistance from family or friends there are several different ways this can be done.
The amount you can borrow with your savings will depend upon your choice of loan and lender (don’t rely on on-line calculators).
Decide on how you will operate your loan once it settles before you apply, so you have the features to meet your goals such as minimising your repayments or paying down your loan faster.
You can’t be certain that you will get your loan until it is fully approved so don’t unconditionally commit to a purchase until your loan is fully approved.
Your first home probably won’t be your last so buying a property which will grow in value will help your next purchase
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Onyx helps you to...
work out your total costs of purchase and how to minimise them
maximise your FHOG, First Home Owners Boost, and First Home Owners Bonus
look at the best options for getting family or friends support
get the most out of your own funds
work out what you can afford, what the funders will lend you, and how to arrange your repayments
make a loan application and obtain an approval
Onyx will then...
provide you with support after your loan settles
help you plan your next property purchase whether that’s a new home or an investment property.
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