Home Refinance
An Onyx mortgage consultant can structure your home refinance to meet your objective. Here is just a few of the common home refinance reasons and how we can help.
 Investment
With an Onyx home refinance you can borrow additional funds to use for property investment, or other types of investments. Split your loan into sub-account so you can keep a separate record of your home and investment borrowings.
Debt Consolidation
R educe multiple high interest borrowings to one low interest repayment using a home refinance to consolidate debit with Onyx Premium Loan or Extra Care Program.
Reduce Interest Rate
Onyx provides loans below the bank standard variable rates so home refinance using the Onyx Premium Loan.
Reduce Repayments
There is more to a home refinance than interest rate. The right loan structure and features are also important. For example the Onyx Premium Loan with “anytime” principle repayment and redraw allows you to minimise repayments.
Credit Problems
If your have credit history problems such as loan arrears and payment defaults the Onyx Extra Care Program can assist you with a home refinance when the banks may not.
If you are self-employed and cannot provide documented proof of income an Onyx Lo Doc home refinance allows you to self declare your income.
Renovations
An Onyx home refinance can be used to if you want to use the equity in your home to borrow for renovation.
If you have strong assets but limited income an Onyx home refinance can assist you with an asset only based loan.
Home Refinance for Personal Purposes
An Onyx home refinance can be used for any worthwhile purpose including personal expenses.
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