Consider this...
Capital growth, leverage, cashflow, and the right loan choice are the keys to successful property investment.
Most investors try to predict which areas will have strong growth in property values.
There are many different approaches to property investment.
Some investors try to create quicker capital growth through adding value through renovation, building, or small sub-divisions projects.
Loans for creating quicker capital grow need to be well planned.
An equity release loan can help you buy an investment property without using any of your own money.
Tax deductions, tenants and a properly structured loan can pay for the all the on-going repayments on your loan and give you positive cashflow.
How much you can borrow from each lender depends on how they treat tax deductions and rental income.
Higher leveraged loans can be more expensive but give you a greater return on your own funds.
Do your numbers. Consider the impact of the entry, holding and exit costs of your finance on your bottomline result.
Cross-collaterialised loans can restrict your control over your property portfolio.
Property investors often use a trust to purchase their properties and not all loans will lend to trusts.
Make sure your loan has the flexibility to allow you to adjust to changing market conditions.
If you can’t buy an investment property on your own, consider partnering with someone else and use a loan which splits the liability.
When looking at investment in non-standard residential property (e.g. serviced apartments, holiday units) or commercial property remember that usually lending levels are lower and costs of borrowing are higher.
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Onyx helps you to...
Get the most out of your loan choice for the least cost.
Not only obtain this loan but make also make sure it sets you up for the next stage of growing your property portfolio.
Plan your finance so there are no surprises and so you get your timing right.
Take advantage of what we have learned from working with hundreds of investors on many different types of projects.
Apply for the right loan, arrange approval, and make sure it settles to your deadline.
Onyx will then...
Keep you in touch with ideas, tips and opportunities that we find from working with our many investor clients.
Regularly review the finance on your portfolio.
Provide a personalised post-settlement relationship.
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