Loan Products

Onyx Finance can provide you with mortgage finance and home loans sourced from the full range of bank and non-bank lenders.  We have particularly good relationships with ANZ and with Advantedge, one of the largest non-bank lenders in Australia, allowing us to access enviable loan conditions for our clients.

You can choose between utilising our services as mortgage brokers, in which we will help you access the best loan for you, or enjoying the premium service offered by our mortgage management option, in which we support you through the loan application and approval process, and then continue to be your first point of contact for the life of your loan. You’ll avoid the hassles of waiting in bank call centre hold queues and explaining you situation to many different people.

Instead, you’ll develop a personal relationship with our team, so that you can explain an issue once and see it quickly resolved by our in-house experts.  You’ll benefit from our years of experience in the mortgage industry and receive professional advice on the best way to structure your loan. 

Here is a list of some of the loans we can provide, from standard variable rate loans, to LoDoc, to our new Subdivision Loan:

  • Basic loans
  • Discounted variable rate loans
  • Standard variable rate loans
  • Fixed rate loans
  • Low Doc loans for self-employed
  • Equity release loans
  • Land and home builder loans
  • Construction loans
  • Owner builder loans
  • Fast refinance loans
  • Debt consolidation loans
  • Credit impaired loans
  • Premium mortgage managed loans
  • Professional package loans
  • Off-set loans
  • Commercial property loans
  • Development loans
  • Asset loans
  • Short term loans
  • Bridging loans
  • Second Mortgages
  • Self Managed Superannuation Fund (SMSF) loans

New!

Subdivision Loan Announced

 - Loan for the full life cycle of your subdivision project

 - From land acquisition via construction to loan term hold

 - High flexibility, high LVRs, low rates

Read more...